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Does Delta Dental Cover Braces and Clear Aligners?
Does Delta Dental Cover Braces and Clear Aligners?
August 6, 2026

Costs & Insurance

6 min read • By Dr. Kevin Baharvand, Diplomate, American Board of Orthodontics

Does Delta Dental cover braces and clear aligners - Elate Orthodontics

Delta Dental is one of the biggest dental insurers in the country, so this is a question we field constantly: will my plan help pay for orthodontics? The honest answer is that it depends on your specific plan, but the pattern is predictable once you know what to look for. Here's how Delta Dental orthodontic coverage usually works and exactly what to check on yours.

The quick answer: Many Delta Dental plans include an orthodontic benefit that covers around 50% of treatment up to a lifetime maximum, commonly $1,000 to $2,500 per person. It usually applies to braces and clear aligners alike, and some plans limit it to dependents under 19. Coverage varies a lot by employer and plan, so the only way to know your number is to check the specifics, which we'll do with you for free.

How Delta Dental orthodontic coverage usually works

Delta Dental offers several plan types, including Delta Dental PPO, Delta Dental Premier, and DeltaCare managed plans. The details differ, but orthodontic benefits tend to share a few features. Coverage is typically a percentage, often 50%, of the treatment fee. There's a lifetime maximum for orthodontics, separate from your annual dental maximum, usually somewhere between $1,000 and $2,500 per person. And it's a one-time well: once you use it, it's gone, whether on braces or aligners.

The word that trips people up: "lifetime maximum." It is not per year and not a share of the whole bill. If your plan's ortho lifetime max is $1,500, that's the most it will ever pay toward orthodontics for that person, period.

What to check on your specific plan

Look for Why it matters
Is orthodontics included at all? Not every plan has an ortho benefit
Lifetime maximum The ceiling on what they'll ever pay
Age limit Some plans cover only dependents under 19
Waiting period A few plans delay ortho benefits after enrollment
In-network status In-network care usually costs you less

You can find most of this in your member portal at deltadental.com or by calling the number on your card. Or hand it to us and we'll read the plan for you.

Does it cover clear aligners too?

Usually, yes. Delta Dental generally treats clear aligners the same as braces, since both are orthodontic treatment. That means your benefit typically applies whether you choose metal braces or clear aligners. One naming note: most people say "Invisalign," but that's a single brand of clear aligner. Your insurance cares about the category, orthodontic treatment, not the brand name, so the coverage is the same either way.

Making the most of your benefit

We're in-network with most Delta Dental PPO plans, and we handle the paperwork so your benefit gets applied correctly. Whatever insurance doesn't cover, we break into interest-free monthly payments, often with a low down payment. If you want to estimate your out-of-pocket before you come in, our guides on braces costs in Texas and affordable orthodontics lay out the math.

We'll check your Delta Dental benefit for free

Bring your card to a free consultation and leave knowing your exact out-of-pocket.

Frequently asked questions

Does Delta Dental cover braces?

Many Delta Dental plans include an orthodontic benefit that covers about 50% of treatment up to a lifetime maximum, often $1,000 to $2,500. Coverage depends on your specific plan, so it's worth confirming the details.

Does Delta Dental cover Invisalign or clear aligners?

Usually yes. Delta Dental typically treats clear aligners the same as braces since both are orthodontic treatment. Invisalign is one brand of clear aligner, and coverage applies to the category, not the brand.

Is there an age limit on Delta Dental ortho coverage?

Some plans do limit orthodontic benefits to dependents under 19, while others include adults. Check your plan's age provision, since this varies widely by employer.

What is the lifetime maximum?

It's the total amount your plan will ever pay toward orthodontics for one person, commonly $1,000 to $2,500. It is separate from your annual dental maximum and does not reset each year.

Do you accept Delta Dental at Elate Orthodontics?

We're in-network with most Delta Dental PPO plans and will verify your benefit and handle the claims for you. Bring your card to your free consultation.

Why families trust Elate Orthodontics

1,000+ five-star reviews3 offices, two in Frisco & one in The ColonyD Magazine Best Dentist 2026

With over 1,000 five-star reviews across three locations, Elate Orthodontics is led by Dr. Kevin Baharvand, DMD, MS, a Diplomate of the American Board of Orthodontics, whose clinical work was recently selected for the cover of the American Journal of Orthodontics and Dentofacial Orthopedics, the most prestigious peer-reviewed journal in the field, and a national speaker on clear aligner treatment. Alongside Dr. Julia Kang, DMD, MS, both Boston University graduates and members of the Omicron Kappa Upsilon national honor society, our husband-and-wife team has been recognized as D Magazine Best Dentist 2026, Living Magazine Readers' Choice 2026 Best Orthodontist in Frisco & Plano, Readers' Choice Best Orthodontist in The Colony, Best New Business by the Chamber of Commerce, Nextdoor Neighborhood Favorite, and featured in Orthotown and Authority Magazine.

We serve families through three convenient offices in West Frisco, North Frisco, and The Colony, each staffed by the same trusted team, equipped with advanced technology, and committed to the personalized approach that consistently helps patients finish treatment sooner than expected. From braces and clear braces to Angel Aligners, we offer treatment for every age and every stage of life. We stay in-network with most insurance plans and offer flexible financing to make exceptional orthodontic care accessible for every family we serve.

Need general and family dentistry too? Our sister practice, Tribute Family Dentistry, provides dental care for all ages.

West Frisco

North Frisco

The Colony

Book a free consultation: 972.538.4343
KB
Dr. Kevin Baharvand, DMD, MS is a Diplomate of the American Board of Orthodontics whose clinical work was featured on the cover of the American Journal of Orthodontics and Dentofacial Orthopedics. He practices with Dr. Julia Kang at Elate Orthodontics.